The majority of my practice is concentrated in bankruptcy and debtor/creditor work.  The new bankruptcy law is challenging to most practitioners and is not a field for amateurs. As the State Co-Chair for New Jersey for the National Association of Consumer Bankruptcy Attorneys, and a barrister of the New Jersey Bankruptcy Inn of Court, I stand ready to produce maximum advantages for my clients. My office regularly updates our software and office procedures and receives timely updates on important bankruptcy cases so we can file accurate cases while staying in compliance with any new court decisions.  We can obtain credit reports while you are in the office, and we can electronically file cases almost any time of day, including nights and weekends    Despite the new means test, most people can still qualify for a Chapter 7 bankruptcy even if they fail the median income portion of the means test - it takes more work, but often I can still squeeze a client into a Chapter 7 instead of a Chapter 13 bankruptcy. 

There are legal defenses against foreclosures.  I can delay foreclosures and sheriff sales.  I also arrange for and negotiate mortgage modifications during the litigation process.

Debt Negotiation:

Creditors will often take less than the full amount due. Although this can create taxable income on the forgiven debt, in some cases it is an alternative to bankruptcy.

My office accepts various domestic relations cases, such as drafting and negotiation of prenuptial and settlement agreements that can avoid lengthy court battles.  I work on uncontested and contested divorces, child support and custody issues.

Choosing the proper form of business entity is essential for business success. My office helps clients determine the proper legal organizational structure. Business entities must be structured with appropriate governance features to ensure compliance with multi-level governmental regulations while protecting the entity from financial claims and legal exposure. Post-formation, ongoing maintenance of the business entity and decision making processes ensures continued reduced exposure for management. While limited liability companies have become very popular, there are still major advantages to forming a corporation instead of an LLC.

Whether reviewing contracts or drafting them “from scratch” my office provides quality work as well as legal acumen in anticipating and preventing potential problems. A good contract protects a client legally in the event of a lawsuit. A great contract helps prevent lawsuits from occurring in the first place because the respective duties of and potential damages to each party are clearly and specifically enunciated.

The majority of lower court cases involve disputes between landlords and tenants – there are so many cases that these matters have their own court. It is important to know your rights and have the ability to enforce them legally. My office stands ready to act promptly to help you defend those rights.

My office can perform the due diligence required to produce a smooth closing experience. From attorney review of sales contracts and title searches to computation of closing expenses to prevent overcharging, my office coordinates the various parties to predict and confront problems before they occur.

Marvin Wolf, Esq. is a federally- designated Debt Relief Agent pursuant to Title 11 of the U.S. Code (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) and the U.S Supreme Court decision in In re Milavetz. As an attorney, he helps debtors file for bankruptcy relief.

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