CHECKLIST OF ITEMS TO BRING TO OUR OFFICE FOR YOUR CONSULT

Please bring as much of this information as you can so that our analysis of your situation can be as complete as possible!  If you can’t find these items, bring what you can, but the more you have, the better the analysis. 

_____ PICTURE IDENTIFICATION and SOCIAL SECURITY CARD

_____ PROOF OF INCOME FOR THE LAST 7 MONTHS: Include all paycheck stubs, statements from employers, statements regarding child support receipt, letters from Social Security, Pension statements, etc. for the last 7 months. Also list any income such as someone paying your living expenses or roommates paying part of your utilities. Also include records of any bonuses, commissions, or special payments you have received in the last 7 months. All sources of income (taxable or not) need to be included. You may need to ask your employer for a summary of income if you do not have pay stubs available.  	
	
_____ PROOF OF INCOME OF OTHER HOUSEHOLD MEMBERS for the last 7 months as indicated above.

_____ INCOME TAX RETURNS and W2 FORMS for previous 4 YEARS if available.

IF YOU OWN PROPERTY, either alone or jointly, bring the following:

_____ (1.) PROPERTY TAX STATEMENT 

_____ (2.) APPRAISAL if you have had your property appraised.

_____ (3.) A copy of the DEED you received when you bought the property (Warranty Deed or Quitclaim Deed from the prior owner) or TITLE CERTIFICATE to any MOBILE OR MODULAR HOME .

_____ (4.) All DEEDS OF TRUST or MORTGAGES or CONTRACTS TO PURCHASE LAND.

_____ (5.) PROOF OF INSURANCE on property (policy declaration page)

IF YOU RENT OR LEASE YOUR RESIDENCE or other property, including storage buildings or vehicles:

_____ Bring your LEASES.

 FOR ALL MOTOR VEHICLES owned or in your name: 

_____ (1.) TITLE CERTIFICATE, if you have one

_____ (2.) VEHICLE PURCHASE AGREEMENT OR VEHICLE LEASE if you are still paying.

_____ (3.) PROOF OF INSURANCE if you have a loan on the vehicle or are leasing.

_____ BANK STATEMENTS FOR PAST 3 MONTHS for your checking and savings bank or credit union accounts.  Also include the closing statement rom any accounts you have closed in the past year.

_____ All 401K, IRA OR RETIREMENT PLAN STATEMENTS. Also include the closing statement from any accounts you have closed in the past year, and evidence of withdrawals for any withdrawals you have made in the past year.

_____ DIVORCE JUDGMENT if you are divorced and CHILD SUPPORT ORDER if you pay or receive support. If you are paying support, you should be prepared to show if you are current on the payments, so if you have a support accounting or bill showing how much is due, bring that or other proof that you are current on your support obligations.

_____ COPIES OF ALL BILLS OR EVIDENCE OF DEBTS, INCLUDING CORRESPONDENCE ADDRESS, ACCOUNT NUMBER AND AMOUNT OWED. (If available, bring statements for the last 6 months.)  We need balances owed on ALL DEBTS, including home mortgages and car loans.  The list must include all debts which you are responsible for, including debts you may want to continue paying (e.g. home and car payments), and debts you cosigned for someone else.  For car and home loans, we need the pay-off balance as well as the monthly payment. 

_____ COPIES OF ALL BILLS FOR MONTHLY EXPENSES, such as electric bill, telephone bill, internet service, car insurance, day care expenses, water bill, etc.  If available, bring bills for last 6 months.

_____ If you are being sued in court or have had a case pending, bring all LAWSUIT PAPERS so we can stop the proceedings and give you protection.

_____ CREDIT REPORTS from all three credit reporting agencies.  You can access one free credit report (from all three agencies) per year at www.annualcreditreport.com or by phone at 877-322-8228.  I prefer you use phone rather than internet since the internet makes you agree to an arbitration agreement.  DO NOT USE freecreditreport.com as it is not really free.  If you have already ordered your free reports, and they are more than 180 days old, we can order credit reports for you for a fee of about $35.00 per person.  

_____ CHECKBOOK REGISTER showing living expenses for last 6 months (Light bill amount, telephone bill amount, groceries, etc.)